Opponents say Bill debtor in bankruptcy reform painful, would not help creditors.

A long period of constitutional reform in bankruptcy bill is tight credit card for business and signs Congressional action this fall, will not be the achievement of their background men.

Indeed, the bill is it more expensive for the debtor bankrupt and less money for creditors to divide.

That is the judgement of the bankruptcy of a local lawyer longstanding, Gerald R. Velarde, head, also appointed a judicial commission to review proposed changes, and the opinion of a bankruptcy court trustee Albuquerque, Linda S. Bloom.

Velarde chairs justice appointed Chapter 13, the committee was studying the bill - in the sense of supporters of insolvency Abuse Prevention and Consumer Protection Act - as it moves through Congress.

The reform of bankruptcy is primarily driven by giants such as credit cards MBNA, Citigroup, Bank One and Capital One, who claim that the current insolvency law, it is too easy for creditors to avoid pay their debts by credit card.

Opponents say that the “reform” more harm than good.

“All stakeholders in the bankruptcy process - with the exception of credit card companies - is lobbying against this law,” said Bloom. “It is in the background, not by the card companies credit.

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