Travel in Mexico offers opportunities for brokers
Mexico is a country rich in cultural heritage and scenic landscapes. From Colonial desert villages majestic panoramas of pristine beaches, on the border with our southern neighbours, for everyone. Durchdrungen of tradition, Mexico attracts millions of visitors from the USA and around the world each year.
With the level of vehicular traffic in Mexico, the USA-Mexico border, it is hardly surprising that personal lines written by automobile insurance can be very profitable for insurers willing to accept the risk.
Given that car accidents are offences in Mexico, there is no proof of financial responsibility for an accident to land, those responsible party in prison. Therefore, good purchase insurance protection against the move to Mexico, is a must.
“All third party liability insurance for tourists in Mexico must be signed by a Mexican Underwriter,” said Floyd Woods, Director of Marketing for International Insurance Group Inc. “Some U.S. policy for the coverage of the vehicle is insured, but it is very rare. USA Clients “rarely offer insurance coverage in Mexico.” He noted that U.S. companies are providing coverage, made by a very limited basis - only for damage to insured vehicle and that travel 25 to 75 miles in the Frontier.
Different types of drivers on the US-Mexico border. Most often tourists who cross the border for shopping or holiday, and drivers working on the border and a two-way commute every day. The cities most popular Juarez and Tijuana border, as the handle tens of thousands of vehicles, by immigration and customs on a daily basis.
Most insurers to develop a niche insurance for drivers on the border, and their combination of expertise and experience of loss of production cost report.
“The loss report for tourism car is very good,” said Juan Julio Buendia of Pasadena-based McAfee & Edwards. “It is perhaps approximately between 20 and 30 per cent, especially for the type of annual policy. The main exhibition is always a total vehicle theft. ”
Woods, is headquartered in Texas, said that although traditionally this insurance was sold in the first place at the border, that practice has changed. “Agents of Chicago, Memphis, Atlanta and other cities have learned to capitalize on this market, in addition to the product with other products and other Hispanics,” said Woods. “Large USA and other insurers have entered or are planning in the huge insurance market in Mexico, many with Direct-to-Consumer marketing programs.”
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